It was really hard for me to do.
All of my adult working life I have been impulsively committed to paying for things. Specifically, things that needed to be done even though I knew I didn’t have the money to pay for it. I had this problem on top of being a compulsive shopper, and a novice hoarder.
The windows do need to be fixed so that they can open and shut the way they should. But they are closed for the winter and I can delay what looked to be at least a $300 expense for at least 8 months. On top of that I just had the drain lines routed for $300 when I thought it was going to cost $100.
The difference is – you just can’t live with clogged drain lines when toilet paper is collecting in the mysterious hole in the basement floor. I can forgo other things while I deal with the extra $200 I didn’t expect, but to add another $300 to fix window cranks while my dishwasher also needs repair doesn’t make sense.
So why did I ask him to call? First of all, I didn’t dream that replacing a couple of metal pieces would cost that much. Second, and more importantly, because he was right in front of me and fixing the windows is on a long list of things I want to do for my home and I had been wondering who to call for that kind of thing. And third, even more importantly, because it makes me feel like a big person to say confidently “Yes, fix my windows.” It makes me feel for a moment like I do have that kind of cash flow. It’s only $300 after all, and I make decent money.
But my new financial life, thanks to The Money Finder, tells me that even though I make decent money, I also spend lots and lots of it and there is never anything left over and I would like to feel like a big person that saves money first – and then spends it. The Money Finder helps me to be conscious of how much “loose” money I can throw around on impulsive – or emergency – spending. Even when it’s not shoes, I need to be much more aware of whether I can afford it and groceries.
That is another way to feel like a big person – being responsible for my spending.